Starting in October of this year, Americans without access to affordable health coverage through their jobs will be able to purchase insurance through various state-run exchanges. 

 

Today, the government announced the unveiling of the forms prospective buyers will fill out to apply for health insurance from private insurers under the Obama healthcare law. The United States Federal Government will not start accepting and processing applications for Obamacare until later this year. 

 

The form of applicants is three pages, which is a marked improvement from the 20-plus page draft version that circulated earlier this year. 

 

The revised application for benefits, which was unveiled by the United States Department of Health and Human Services, requires potential applicants to file personal information, citizenship status, employment status, income details, current health coverage, Social Security number, and other information that is subsequently verified by other federal bodies. Those applying for family coverage under the program will be asked to fill out an 11-page application that asks for additional information. Those individual who do not require financial assistance may file the three-page form that does not require applicants to disclose their income. 

 

This application will be used in the 33 states with federally managed exchanges. The application will also be made available in the other 17 states that chose to establish their own healthcare packages. 

 

The state-based insurance exchanges are a flagship of the Affordable Care Act, which is the formal name given to Obamacare. The United States Congressional Budget Office forecasts that 7 million people will receive health benefits through the exchanges in 2014; this number is expected to increase to 24 million by 2016. 

 

The U.S. Federal Government; however, has a long way to go to convince individuals to sign up for benefits under Obamacare. Roughly 42 percent of Americans do not even realize the law is in effect, including many who thought that the U.S. Congress or the Supreme Court had struck it down. In addition to these individuals, merely half do not understand how the new law will affect them or their families. 

 

 

Source:whitehouse.gov